Finantsinspektsioon consists of three separate areas of activity: prudential supervision, market and services supervision, and resolution. These areas are supported by supporting and control functions like public relations, consumer education, law, personnel and training, coordination of international cooperation, internal audit, IT, accounting and the secretariat.
Prudential supervision focuses on analysing the risks and sustainability of the activities of financial institutions.The objective of market and services supervision is to ensure the transparency, reliability and efficiency of financial services.
The Resolution Department, which is independent of supervision activities, deals with resolution at Finantsinspektsioon.
To avoid possible conflicts of interest, the Resolution Department reports to the member of the Management Board who is not directly responsible for the prudential supervision of credit institutions.