The aggregate loan portfolio of creditors grew by 13% over the quarter to stand at 1.37 billion euros at the end of September.
There were 9% more loan contracts signed in the third quarter than in the second. A total of some 178,000 new contracts were signed in the third quarter, of which around 134,000 were for unsecured small loans.
|Q2 2021||Change||Q3 2021|
|Stock of consumer loans||1 215 mln €||↑||1 370 mln €|
|Number of contracts||526 948||↑||554 083|
|of which new contracts||163 587||↑||178 077|
|Net interest income||28,7 mln €||↑||31,0 mln €|
The quality of the aggregate loan portfolio of creditors improved in the third quarter and the share of loans overdue fell during the quarter from 8.9% to 8.6%. In total, some 54,000, or 9.8%, of the loan contracts issued were in difficulty in the third quarter as either overdue, written off or disposed of. There were over 70,000 such contracts, or 13.4%, in the previous quarter.